Other Financial Products
We are frequently asked for advice in relation to financial products other than general insurance. We do not offer products or advice in these areas, but if you want to find out more about pensions, life and health cover, investments and savings, we would recommend that you speak to an IFA, such as Almary Green.
Pensions
A pension is the usual way of providing an income for your retirement, and as such, it represents one of the biggest and most important investments you are likely to make over your lifetime. It is therefore important to seek specialist, impartial advice, so that you can make an informed decision.
Life Assurance
No-one likes to think about dying, but if you have a family to support, making sure they are provided for, if the worst should happen, offers great peace of mind. There are, however, many products on the market, that choosing one without good advice may leave you without the level of cover you need.
Life Assurance Advice from Smith Pinching
Private Medical Insurance
As NHS waiting lists seem to grow ever longer, PMI cover is something that is growing in popularity, but with such a wide range of products on sale, offering many different types of cover, it is wise to obtain expert advice before making your purchase.
Private Medical Insurance Advice from Smith Pinching
Tax Planning
Taxation is one of the few things in life that is certain, and while you may not be able to avoid tax, there are ways to minimise your liability. The tax system is fiendishly complicated, and structuring your finances in the most tax-efficient way will probably require expert advice.
Tax Planning Advice from Smith Pinching
Investments
There are an almost infinite number of ways to invest your money, but finding the right balance between security and income will always come down to your individual requirements, which is why getting advice from a specialist is a sensible course of action.
Investment Advice from Smith Pinching
Savings
Whether you are saving for your next car, a child’s education, or just putting something away for a rainy day, making sure your money is working hard should be a priority.
Savings Advice from Smith Pinching
Equity Release
If, in later life, you decide to generate an income from the money locked up in your property, there are now many options available. The one thing they have in common is that they are specialist products, and you should always seek specialist advice before buying.